Section 80C Deduction List 2025: How to save taxes is the first thing that comes to mind each year when it’s time to file income taxes. Using Section 80C Deduction correctly is the simplest and most dependable method to accomplish this. You can receive a tax exemption of up to ₹1.5 lakh under this section.
We will give complete information about Section 80C Deduction List 2025 which investments are included in it, how you submit documents, and what is the smart trick to save tax.
Contents
Overview Table Of Section 80C Deduction List 2025
| Tax saving option | What discount will be available | Required documents |
| LIC Premium Payment | Full premium up to ₹1.5 lakh | Policy Number |
| ELSS Mutual Funds | Discount up to ₹1.5 lakh | Folio Number |
| PPF (Public Provident Fund) | Exemption on annual contribution | Account Number |
| NSC (National Saving Certificate) | Discount on Investment | Certificate ID |
| 5 Year Tax Saving FD | Tax free on maturity | Bank statement |
| Principal portion of home loan | Principal part of EMI | Loan Statement |
| Tuition fees for children | Discount on annual fees | School receipt |
| Sukanya Samriddhi Yojana | Investment in the name of daughters | Account Number |
| EPF and VPF contributions | Part deducted from salary | salary slip |
New Section 80C Deduction rule 2025
It will no longer be sufficient to just enter the number in order to receive tax exemption. All scanned documents should be stored in a “Tax Deduction Docs” folder. Details and evidence of each investment must be shown. For instance:
- For LIC: Policy number
- For ELSS: Folio number
- For PPF/NSC: Account ID or certificate number
Section 80C Benefits
The best benefits of Section 80C are obtained when you invest in a mix of safe and growth options:
- PPF – Safe and tax free returns
- ELSS – High returns, 3 years lock-in
- LIC or Term Plan – Tax savings with insurance
- Home loan EMI – Principal part of EMI
- Sukanya Yojana – For the future of daughters
Hidden benefits for employees
Apart from Section 80C, there are some other sections which provide huge relief in your tax:
- Section 80D: Health Insurance – ₹25,000 (for self) + ₹50,000 (for senior parents)
- Section 24(b): Interest on home loan – exemption up to ₹2 lakh
- Section 80G: 50-100% exemption on charity donation
- Section 80E: Exemption on interest on education loan – up to 8 years
- Section 80CCD(1B): Additional exemption of ₹50,000 in NPS
Tax Saving Tips for Senior Citizens
If you are 60 years or older, you get special benefits:
Basic exemption up to ₹3 lakh (60+) and ₹5 lakh (80+)
Deduction up to ₹50,000 on health insurance premium
TDS on bank interest will not be deducted if Form 15H is filed
Conclusion
The 2025 Section 80C Deduction List is a fantastic chance to reduce taxes. You can improve your financial strategy and avoid taxes by making the correct investments at the right time and preparing the necessary paperwork.
Every employee should make the most of their home loan, LIC, PPF, and ELSS options. Remember to include sections 80D, 80G, and 80E as well.
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