SBI Pashupalan Loan Yojana 2025: India is an agricultural country where livestock farming plays a major role in rural livelihoods. To promote animal husbandry and boost rural self-employment, the State Bank of India (SBI) has introduced a special loan scheme known as the SBI Pashupalan Loan Yojana.
This SBI Pashupalan Loan Yojana 2025 provides financial assistance to individuals who want to start or expand their animal husbandry business, such as dairy farming, goat rearing, poultry, or other livestock-related ventures. If you’re planning to start your own animal farming business with government-backed financial support, this scheme can be a perfect opportunity.
Contents
- SBI Pashupalan Loan Yojana 2025
- Key Features of SBI Pashupalan Loan Yojana
- Who Can Apply for SBI Pashupalan Loan Yojana?
- Loan Amount and Repayment Structure
- Interest Rates for SBI Pashupalan Loan Yojana
- Benefits of SBI Pashupalan Loan Yojana
- How to Apply for SBI Pashupalan Loan Yojana?
- Required Documents for SBI Pashupalan Loan Yojana
- Sample Business Ideas for Animal Husbandry Loan
- FAQs on SBI Pashupalan Loan Yojana
- Conclusion
SBI Pashupalan Loan Yojana 2025
India is a country where farming and animals are a big part of life, especially in villages. Many people raise goats, cows, hens, or buffalos for milk, meat, or eggs. This is called animal husbandry or pashu palan in Hindi.
To help people earn money through this, the State Bank of India (SBI) has started a special loan plan called SBI Pashupalan Loan Yojana 2025. This animal husbandry loan scheme 2025 helps people who want to start small businesses like dairy farms, goat farms, poultry farms, or animal feed shops.
It is a government-backed loan and a big chance for people in Uttar Pradesh (UP) and other rural areas who want to grow with their own animal farming business.
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Under SBI Pashupalan Loan Yojana 2025, eligible individuals can get loans starting from ₹2 lakh and going up to ₹10 lakh depending on the business model. In some cases, applicants may also receive interest subsidies of up to 3% and flexible repayment options. The process is transparent, beginner-friendly, and available both online and offline.
Key Features of SBI Pashupalan Loan Yojana
Here’s a list of the major features of SBI Pashupalan Loan Yojana 2025:
| Feature | Details |
|---|---|
| Loan Amount | ₹2 lakh – ₹10 lakh |
| Interest Subsidy | Up to 3% for early repayment |
| Processing Fee | Usually waived or significantly reduced |
| Loan Repayment | Easy EMIs with longer tenure |
| Loan Approval | Based on submitted project report and eligibility |
| Application Mode | Online and Offline both |
| Purpose of Loan | Dairy farming, goat farming, poultry, animal feed units, etc. |
Who Can Apply for SBI Pashupalan Loan Yojana?
The SBI Pashupalan Loan Yojana 2025 is open to individuals who meet the following eligibility criteria:
- The applicant must have an active SBI bank account for at least 6 months.
- The applicant must not be a loan defaulter or have overdue payments with other banks.
- Minimum age should be 18 years.
- Applicants must submit a well-prepared project report related to animal husbandry.
- Prior experience in livestock farming is an advantage but not mandatory.
- Individuals, farmers, rural youth, SHGs (Self Help Groups), and agricultural entrepreneurs can apply.
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Loan Amount and Repayment Structure
The loan amount offered under the SBI Pashupalan Loan Yojana 2025 depends on the size and type of your business project.
- Minimum loan: ₹2 lakh
- Maximum loan: ₹10 lakh (can be more for larger projects upon appraisal)
Loan repayment is structured to ensure ease for the borrower:
- Repayment period can vary from 3 to 7 years.
- Flexible EMIs to match the income cycle of livestock farmers.
- No hidden charges or excessive processing fees.
Interest Rates for SBI Pashupalan Loan Yojana
Interest rates vary depending on the loan amount and the nature of the project. Here’s a general idea:
| Loan Amount | Interest Rate (Approx.) |
|---|---|
| Up to ₹2 lakh | Around 7% annually |
| Above ₹2 lakh | Varies as per project risk, location, tenure |
Borrowers may also get up to 3% interest subvention if the loan is repaid on time. This makes the loan much more affordable in the long run.
Benefits of SBI Pashupalan Loan Yojana
The SBI Pashupalan Loan Yojana 2025 comes with several practical benefits, especially for those from rural and agricultural backgrounds:
- Easy entry into animal farming without high upfront capital
- No processing charges in many cases
- Interest rebate of 3% for timely repayment
- Flexible repayment plans aligned with farming cycles
- Encourages self-employment and rural entrepreneurship
- Suitable for dairy, poultry, goatery, and more
This scheme is already benefiting thousands of aspiring entrepreneurs across India.
How to Apply for SBI Pashupalan Loan Yojana?
Applying for this SBI Pashupalan Loan Yojana 2025 is simple and can be done in two ways: online and offline.
Online Application Process:
- Visit the official SBI website: https://sbi.co.in
- Navigate to the “Loans” section
- Select “Agriculture Loans” > “Animal Husbandry” or “Dairy Loan”
- Click on Apply Now
- Fill in the application form with:
- Aadhaar details
- Bank account number
- Project report (PDF format)
- Land documents or lease agreements (if applicable)
- Upload all necessary documents
- Submit the form and wait for SBI verification and approval
Offline Application Process:
- Visit your nearest SBI branch
- Ask for the Pashupalan Loan Yojana form
- Fill in details manually and attach required documents
- Submit your business plan/project report
- Discuss loan terms with the branch manager
- After document verification, the loan will be processed and disbursed
Required Documents for SBI Pashupalan Loan Yojana
Here’s a checklist of documents you’ll need while applying:
- Aadhaar card and PAN card
- Bank passbook (6 months account history)
- Passport-size photos
- Proof of income or income certificate
- Project report (business plan)
- Land ownership proof / lease agreement (if applicable)
- Caste certificate (if applying under SC/ST/OBC benefits)
Sample Business Ideas for Animal Husbandry Loan
| Business Type | Needed Investment | Expected Income (Monthly) |
|---|---|---|
| Dairy (5 cows) | ₹5–6 lakh | ₹40,000–₹60,000 |
| Goat farming (20 goats) | ₹3–4 lakh | ₹25,000–₹40,000 |
| Poultry (500 chickens) | ₹2.5–3 lakh | ₹30,000–₹50,000 |
FAQs on SBI Pashupalan Loan Yojana
Q1. What is SBI Pashupalan Loan Yojana?
A: It is a loan scheme by SBI to support people who want to start animal husbandry businesses like dairy farming, poultry, or goat farming.
Q2. What is the minimum and maximum loan amount?
A: You can get a loan from ₹2 lakh to ₹10 lakh depending on your project.
Q3. Do I need to submit a project report?
A: Yes, a well-prepared project report is mandatory for loan approval.
Q4. Can I apply online?
A: Yes, you can apply online via the official SBI website under the agriculture loans section.
Q5. What are the benefits of this scheme?
A: Easy loan access, low interest, interest rebate, flexible repayment, and promotion of rural self-employment.
Conclusion
The SBI Pashupalan Loan Yojana is an excellent initiative for those looking to start or expand their livestock business. It provides financial support, easy repayment options, and government-backed interest subsidies that reduce the financial burden on new entrepreneurs.
It is a golden chance to start your animal farming dream. Whether it is goat farming, dairy, or poultry, you can get money easily, use it smartly, and grow your income. If you’re someone from a rural background or an aspiring agripreneur, this scheme offers a gateway to success in animal husbandry.
With proper planning and a strong project report, you can easily get funding and build a sustainable income source.
